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Issue · Bradford, NH

Floodplain Ordinance Update for FEMA Compliance

Failure to update ordinances by November could cause residents in flood zones to lose insurance coverage.

Overview

FEMA map changes require the town to update its floodplain ordinance by November 13 to prevent loss of flood insurance for affected property owners. The select board initially viewed a special town meeting as necessary but later adopted the maps by resolution after procedural options were clarified.

Background

The issue of updating the floodplain ordinance emerged due to changes in FEMA flood insurance rate maps that necessitate revisions to maintain compliance. These changes impose a deadline of November 13 for ordinance updates to avoid residents in designated flood zones losing their flood insurance coverage.

At the June 8 select board meeting, officials highlighted that the zoning nature of the ordinance requires a town meeting for approval, which presents scheduling and cost challenges. The board began exploring alternative approaches, including a Planning Board hearing or seeking an extension from state or federal authorities, while awaiting input from the Town Council.

By the June 22 meeting, research from the Central New Hampshire Commission clarified that the select board could adopt the maps through a signed resolution. Additionally, the Planning Board had prepared a revised ordinance draft, eliminating the requirement for a special town meeting.

This development allowed the board to proceed directly with adoption of the maps via signature, streamlining the compliance process.

How it unfolded
The board discussed the necessity of an emergency special town meeting to update floodplain ordinances due to FEMA changes, but explored workarounds like a Planning Board hearing or extension requests while awaiting Town Council input.
2026-06-08Select Board
Research showed the select board could adopt new FEMA maps by signed resolution and the Planning Board had a revised ordinance draft, removing the need for a special town meeting; the board moved to adopt the maps via signature.
2026-06-22Select Board
What's next

Seek legal or administrative workarounds before November 13 deadline

floodplainFEMAflood insurance