Your area Not set — showing everywhere
Issue · Wells, ME

FEMA Flood Map Appeal

New FEMA flood modeling may force insurance on over 2,000 properties and raise premiums due to disputed West Coast wave models.

Overview

The Town is contesting new FEMA flood maps based on disputed West Coast modeling that could affect over 2,000 properties. Planning-board, select-board, and board-of-appeals meetings advanced the effort through expert review and authorization of further analysis. The board-of-appeals authorized a $12,500 contract and property-owner notification.

Background

New FEMA flood maps based on a West Coast modeling system were reviewed by town officials and found to contain potential inaccuracies for local terrain.

In the planning-board meeting the Town Engineer identified minor inconsistencies near the seawall and raised concerns that the modeling could inaccurately affect flood insurance and renovation requirements.

The planning board voted unanimously to hire Bob Gerber for $1,500 to evaluate the flood mapping methodology, with a 90-day appeal period noted to begin March 1.

The select-board received an informational update from the Town Manager on the ongoing review of the FEMA flood maps by the Town Engineer.

The board-of-appeals authorized the Town Manager to contract with Applied Coastal Research and Engineering for a $12,500 analysis to refute the modeling after the Town Manager reported the maps appear flawed and impact 2,108 properties.

The board-of-appeals also approved an initial mailing to affected property owners.

The board-of-appeals position supports contesting the maps through the engineering analysis.

In its July 13 meeting the board-of-appeals received an updated report from the Town Manager specifying that the West Coast model overestimates wave heights in marshes, supplying a concrete technical basis for the planned appeal.

How it unfolded
The Town Engineer reviewed new FEMA maps and found minor inconsistencies near the seawall; concerns were raised regarding West Coast modeling for East Coast terrain that may inaccurately affect flood insurance and renovation requirements for 60 new lots. The Board voted unanimously to hire Bob Gerber for $1,500 to evaluate the flood mapping methodology.
2026-06-15Planning Board
The Town Manager provided an update that the Town Engineer is reviewing the FEMA flood maps.
2026-06-16Select Board
The Town Manager reported that new FEMA maps based on a West Coast modeling system appear flawed and impact 2,108 properties. The board authorized the Town Manager to contract with Applied Coastal Research and Engineering for a $12,500 analysis to refute the modeling and approved an initial mailing to affected property owners.
2026-06-22Board Of Appeals
The Town Manager reported that new FEMA maps use a flawed West Coast model that overestimates wave heights in marshes. The Board authorized the Town Manager to contract with Applied Coastal Research and Engineering for a $12,500 analysis to support an appeal against increased insurance premiums and approved an initial mailing to affected property owners.
2026-07-13Board Of Appeals
Arguments in favor
New FEMA maps appear flawed because they rely on a West Coast modeling system applied to East Coast terrain.
planning-board 2026-06-15
For
The maps contain minor inconsistencies near the seawall that could lead to incorrect flood insurance requirements.
planning-board 2026-06-15
For
The maps may force expensive flood insurance on 2,108 properties and costly renovations for dozens more.
board-of-appeals 2026-06-22
For
An engineering analysis is needed to refute the modeling and support a potential appeal.
board-of-appeals 2026-06-22
For
New FEMA maps use a flawed West Coast model that overestimates wave heights in marshes.
board-of-appeals 2026-07-13
For
Key voices
“New FEMA maps based on a West Coast modeling system appear flawed and impact 2,108 properties.”
Town Managerboard-of-appeals 2026-06-22
“new FEMA maps use a flawed West Coast model that overestimates wave heights in marshes”
Town Managerboard-of-appeals 2026-07-13
What's next

Property owners will be notified via mail and directed to the Town website for updates.

FEMAflood mapsflood insuranceappeal